Business
Texas First Bank offers comprehensive small business solutions to help entrepreneurs and business owners achieve their goals.
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We value each and every one of our customers—whether small or large businesses—and pride ourselves in providing quality customer service with a personal touch. With products ranging from business checking accounts, commercial loans, to merchant services, let us be your 24/7 partner for all things financial.
Simplify your financial management with our checking accounts. Stay in control of your funds from anywhere, anytime with our online and mobile banking options, and receive your statements electronically. Plus, enjoy the added benefit of competitive interest rates.
Learn moreAre you a small business owner looking to expand or build a new location? An SBA Loan can provide tailored financing options to help you achieve your goals. As an SBA Preferred Lender for over two decades, Texas First Bank has the knowledge and experience to process your loans quicker, more efficiently, and backed by the confidence of the US Government’s Small Business Administration Office.
Learn MoreSimplify your purchasing process and keep track of your expenses with Texas First Bank’s credit card solutions. Our Business Online Banking and TFB Mobile app provide the convenience of managing your card transactions from anywhere, anytime. Make business-related purchases with ease and stay in control of your finances.
Learn moreGive your customers the flexibility they want and the ease you need when you streamline your payment process. Our merchant card services equip you with the tools to stay in stride in an ever-evolving market. Our merchant services give you the convenience of accepting in-store, online, and mobile payments, accepting most credit and debit cards, taking advantage of electronic check services, and even tracking loyalty programs.
Learn moreAs a small business owner, every dollar counts. Let us help you maximize your savings and keep you on the path toward future growth.
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Manage your accounts on the go, with access to real-time balances and transactions, and more.
Enjoy secure access to your business’s financial information and resources from any location with an internet connection.
We can offer your small businesses cost-effective solutions to help you better manage your cash flow and optimize your financial resources.
Small businesses have different financial needs than individual consumers and big businesses. They don’t always need high-dollar loans, but they do more regular transactions than an individual would. So, they are looking for products and services that address their needs and bankers with whom they can have a relationship to establish financial success in the long term. Small to medium-sized businesses can often benefit from small business checking accounts, payroll management, business credit cards and lines of credit, fraud prevention tools, and more to keep business running smoothly.
Yes, a business checking account gives you a place to keep your money to make essential purchases and pay employees, while also keeping personal separate from business. With business transactions in one place, it makes it easier to do your taxes, apply for loans, and protect your personal funds if legal trouble should head your way. In addition, business checking accounts come with debit cards for easy access and online features that can be added on like treasury management services for fraud detection, accounts receivable, and more.
Texas First offers numerous business checking and savings account options, and the best account to open will depend on the number of transactions your business does, in addition to your goal for the account’s use. Visit the TFB business checking and savings account pages to compare and give us a call or stop in to talk through your options with a banking expert.
We are able to help Texas businesses and businesses with certificates of authority to do business in the state of Texas.
Fees will vary based on the account that you choose, however, if a fee is present, most can be waived by maintaining a minimum daily balance in your business account.
A business credit card is an easy-to-apply-for option that can give your business more access to capital. Often, approval comes rather instantly. Credit cards can be used to make business purchases, track them in one place, and build a business’s credit rating. In addition to keeping your personal and business expenses separate, business credit cards don’t stay on your personal credit report beyond an initial check and provide a way for companies to give their employees access to funds in a controlled way.
What you need to set up a business account depends on the structure of your business. We recommend calling your local banking center to identify the documents you need, and then either set up a business concierge appointment for us to come to you or stop by your closest banking center.
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Accounts
Business Savings Accounts, Business Money Markets, and Business CDs are all financial products that can help businesses store and grow their funds.
Blog
Accounts, Banking
A bank account is one of the most important tools in your financial toolkit. It offers you a safe and secure place to store funds, and it gives you access to a variety of banking services that can help you plan for your future. If you’re new to banking or simply looking for an upgrade, Texas First Bank has several types of bank accounts that can meet your needs. Let’s take a look at the different options available.
News
Banking, Our Team
Texas First Bank is pleased to announce the promotion of Keli Collins to Senior Vice President, SBA Department Manager.
Our seasoned and friendly team is here to answer any questions you have. Check out your local banking center or drop us a line.
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